Often in motor vehicle accidents, the details about what occurred that resulted in damages are obscure. Disputes become a ‘word against word’ situation with both parties reflecting separate versions of the truth. Accidents that happen with no witnesses or police officers around, in places like parking lots or the countryside can be hard to deal with if the information is coming from only those directly involved. There are many other circumstances in which insurance claims can get complicated very quickly and force two or more parties into a legal battle. Collision accidents, are one of the ways; there are also delivery services usually held accountable for the location of things, construction companies responsible for equipment, as well as other real world problems like fraud.
Telematics services like the ones offered by MarshallGIS do an incredible job of gathering and storing vehicle data that consequently ends up being valuable in legal insurance disputes. With the ongoing rapid industry growth, this data is only going to get better and more accurate. In many ways we are only beginning to see the full potential of the way telematics could revolutionize insurance. Numerous car manufacture’s like Nissan and Ford, as well as Many parts of the developed, and developing world alike, have seen an increase in the use of telematics as a tool for insurance claims. Furthermore, regulatory bodies like the FMCSA moving forward with ELD regulations, paint a fairly clear picture of the direction in which we are headed.
The data collected can be used as puzzle pieces that help uncover the ‘full picture’ about what happened to the vehicles in consideration. At a basic level the data collected that can be used include:
The combination of this data helps insurers and parties involved recreate accidents in a court setting and assign responsibility in a fair manner. This data also aides in acquiring estimates for damage costs, reducing the likelihood of fraud, and create a more systematic claims process which in the long run reduce costs for everyone. Already, there are insurance systems designed to reward and lower premiums for better drivers judged by the telematics data they’ve accumulated.
MarshallGIS can help managers retain consistency and organization while providing them with the most information possible to safely and efficiently run operations that have potential for accidents and high costs in damages. Through our numerous software features such as LiGO® reports which make data easy to understand, as well as the compatibility of smart devices with LiGO®, YOU, as a manager will never be caught off guard. We equip you with the tools to make sure that you are not only operating cost efficiently but also that you are not losing money to fraud claims.